BA and MA, Harvard University; MSc and DPhil, Sussex University UK. Over 35 years experience in private sector development and finance. Focus on the role of commercial banks and non-bank financial institutions in broadening and deepening services to households and enterprises previously lacking formal finance. Work with governments and policy-makers on improving the enabling environment and infrastructure for financial sector development. Original training in environmental science and economic policy, leading to his doctoral dissertation on the management of renewable energy technology innovation Since 2005, with the IFC; currently, CEO, SME Finance Forum.